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Mortgage Bank Matching
Build Accepted Gross and Net Income from actual income records, then compare the active bank formulas.
Case inputs
Basic income and commitments
| Month | Total variable income (RM) |
|---|---|
| Jan | RM |
| Feb | RM |
| March | RM |
| April | RM |
| May | RM |
| June | RM |
| July | RM |
| August | RM |
| September | RM |
| October | RM |
| November | RM |
| December | RM |
| Average / month (0/6 entered) | RM 0.00 |
| Accepted (×70%) | RM 0.00 |
Enter the total variable income for each month. The system uses the latest 6 entered months to calculate the average and applies the 70% acceptance rate.
Latest payslip actual deductions
Auto-calculated from Accepted Gross — edit to match payslipLatest payslip actual deductions
Accepted variable incomeRM 0.00
Accepted Gross IncomeRM 0.00
Actual deductions− RM 0.00
Accepted Net IncomeRM 0.00
Accepted Gross = Basic + Fixed Allowance + accepted variable income. Accepted Net = Accepted Gross − latest payslip actual EPF, SOCSO, EIS and PCB. Do not add the same variable income into Basic or Fixed Allowance.